Freedom from Debt

During the Dave Ramsey show people call in and scream "I am debt free." The best part is they play the audio from this clip (from the film Braveheart) right after they scream.

Imagine that, they don't owe any money to anybody (Some of them are debt free except the house). Imagine no credit card payments, no car payments, no HELOC. You would then be able to save tons of money.

Most people you speak with are caught up with their FICO score. As Dave tells it, "all that means is you love borrowing money and paying it back with interest".

So don't give in to the idea that credit is a good thing. All it is is debt.

the 2 Ways to Have Money

1. Spend less money than you make.

2. Earn more money.

This is simple to understand but difficult to do.

I want to help you reach your financial goals.